Maximize Savings.
Minimize Expenses.
Smart recommendations for your basic living expenses.
How would you like to save a few hundred dollars this year? How about $1,000? How about saving $10,000 this year?
From free nationwide phone plans and affordable health care options to state-specific energy programs, we recommend pathways to save you money on your monthly out-of-pocket costs. Click the "Potential Savings" link to see what may be possible for your situation.
We help you lower your costs for
primary living expenses by
referring smart options.
ROI Client Services suggests unique options to consumers for Free and
Low Cost Nationwide Phone Plans, a Medical Cost Sharing Organization,
ways to Save on Prescription Drugs, and State-Specific Energy Programs.
Our mission is to save you money on essential bills without any
upfront costs or investment. There is no better Return on Investment
than realizing significant savings with no additional expenses.
Essential Connectivity
A Free* Nationwide Phone Plan for You. *taxes and fees apply
For a simple, flexible option, the Free plan is ideal—pay only taxes and fees.
There’s also a $5/month plan for kids, a $15/month plan with 10GB and unlimited talk/text, and a $30/month plan with unlimited everything. No contracts on any plans.
Activate instantly with an eSIM.
Click the “Find My Plan” button below.
Medical Cost Sharing Organization
Explore a traditional, community-driven approach to healthcare coverage.
Medical cost-sharing offers a more affordable alternative to conventional insurance by connecting you with a community that helps cover one another’s medical expenses. MSCOs have operated for decades, providing predictable support without the high premiums of traditional plans.
They’re an appealing option for self-employed individuals, freelancers, small-business owners, and anyone seeking lower overall healthcare costs, lower monthly payments, and more flexibility. They also suit people who are generally healthy, prefer transparency in pricing, or want a values-based, community-oriented model instead of a typical insurance structure.
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Prescription Drug Savings
We've done the research identifying the best online platforms
to shop for the best deals, so you don't have to.
All you need to do is go on each site and check whether or
not they offer your prescription and compare the prices.
You benefit from easy access to the lowest possible prices
for name brand and generic prescriptions through
these trusted platforms and pharmacy networks.
Electricity Cost Savings
The Biggest No-Brainer in History is enrolling in a Community Solar program—if your state offers one.
Community Solar lets anyone, including renters and those who don’t own a home, support local renewable energy with zero equipment, zero hassle, and zero cost to join.
Developers build the solar farms; you simply subscribe to a share of the power they generate. In return, you receive utility bill credits purchased at a 5%–25% discount, often locked in for up to 20 years. Meaning You Can Save 5% to 25%!
We also recommended a third-party energy supplier that only activates when they can Save You Money—otherwise, you stay with your utility by default.
Want to see which Community Solar providers are available in your area?
Check your eligibility below.
Maximize your savings with ROI Client Services.
We offer expert advisory for cost-effective living expenses, including nationwide phone plans and medical sharing, all without out-of-pocket costs.